According to a 2021 forecast from Deloitte, U.S. consumers will spend up to 9% more this holiday season compared to last year. Since holiday season spending doesn’t include just gifting, it’s essential to set your budget now.
You may likely find yourself spending extra on food, decorations, holiday travel, and more. Don’t let the holiday season take a toll on your wallet by confidently planning your spending with a budget. Here are eight tips to help you start the New Year holiday debt-free from holiday spending:
Need help developing a strategy for future goals or retirement savings? Your financial professional can help. Contact them before the year ends to start 2022 off with a plan.
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In addition, Safe Harbor Financial specializes in providing strategies and guidance for those who are seeking a better lifestyle in retirement. If you have retirement savings of five million dollars or $50,000, we can ensure it works as hard. As a result, we offer our experience and knowledge to help you design a custom strategy for financial independence. Contact us today to schedule an introductory meeting!